Terms of Service

Acceptance of Terms

By accessing or using StockCar, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.

We reserve the right to modify these Terms at any time. Your continued use of the Service constitutes acceptance of any changes.

Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND.

• We make no warranties, express or implied, regarding the Service's functionality, reliability, or availability.
• All information provided by the Service is for educational and entertainment purposes only and should not be considered financial advice.
• We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER.

• We are not liable for any direct, indirect, incidental, special, consequential, or punitive damages.
• This includes but is not limited to damages for loss of profits, data, or other intangible losses.
• We are not responsible for any financial decisions made based on information from the Service.

Third-Party AI Services

Our Service depends on third-party AI and data providers.

• We make no guarantees that these third-party services will remain online or available.
• Service interruptions may occur due to third-party provider issues beyond our control.
• We will make reasonable efforts to route to alternative providers when necessary and technically feasible.
• We are not liable for any service disruptions caused by third-party provider failures.
• Market data and AI-generated content may be delayed, inaccurate, or incomplete.

Rate Limits and Usage Restrictions

We reserve the right to implement and modify rate limits and usage restrictions at our sole discretion.

• Rate limits may be applied to podcast generation, API calls, data requests, or any other Service features.
• We may change, increase, or decrease rate limits at any time without prior notice based on:
  • Usage trends and patterns across our user base
  • Operational costs and resource availability
  • Third-party service provider limitations or pricing changes
  • System performance and stability requirements
  • Abuse prevention and security considerations
• Users who exceed established rate limits may experience temporary restrictions, degraded performance, or service interruptions.
• We are not obligated to provide advance notice of rate limit changes, though we may choose to do so when feasible.
• Commercial or high-volume usage may be subject to different rate limits or require separate licensing agreements.
• We reserve the right to suspend or terminate accounts that repeatedly exceed rate limits or attempt to circumvent usage restrictions.

Payment and Refunds

All sales are final. We do not offer refunds under any circumstances.

• Subscription fees are non-refundable, even if you cancel before the end of your billing period.
• No refunds will be provided for unused portions of subscriptions.
• We reserve the right to change pricing at any time with notice.
• You are responsible for managing your subscription and canceling before renewal if desired.

Financial Disclaimer

• The Service provides entertainment and educational content only.
• No content should be considered investment, financial, legal, or tax advice.
• Always consult with qualified professionals before making financial decisions.
• Past performance does not guarantee future results.
• You are solely responsible for your investment decisions and their consequences.

Termination

• We may terminate or suspend your access to the Service at any time without notice.
• You may stop using the Service at any time.
• Upon termination, your right to use the Service ceases immediately.
• Termination does not entitle you to any refund of fees paid.

Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction where StockCar operates, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration.

User Conduct and Restrictions

You agree NOT to:

• Reverse engineer, decompile, disassemble, or attempt to derive the source code of the Service.
• Hack, crack, or attempt to circumvent any security measures or access controls.
• Use the Service to interfere with or disrupt other users' access or experience.
• Attempt to gain unauthorized access to our systems, servers, or networks.
• Use automated tools, bots, or scripts to access the Service without permission.
• Violate any applicable laws, regulations, or third-party rights.
• Use the Service for any commercial purpose without our express written consent.
• Share your account credentials or allow others to use your account.

Violation of these restrictions may result in immediate termination of your access to the Service.

Contact Information

If you have questions about these Terms of Service, please contact us at:

Email: legal@stockcar.app